One sale, four moments.
The same flow runs on an Android payment terminal or a phone. There's nothing for your customer to install.
- 1
Enter the amount
Type it on the terminal or phone, in dirhams or dollars.
- 2
Customer scans
A QR invoice opens a secure checkout on their own phone.
- 3
They pay their way
Card, Apple Pay, Google Pay or stablecoins.
- 4
Receipt prints
The sale is confirmed, numbered and recorded for your daily close.
Every payment finds its way home.
Cards, wallets and stablecoins arrive through different rails. CMS PAY confirms each one, records it in a single ledger, and sends the money where it belongs: your merchant account or your own wallet.
Illustration. Stablecoin payments are confirmed on-chain before a sale is marked as paid.
Accept the way your customers already pay.
Visitors pay with the cards and wallets they carry from home. Payments settle directly to your own merchant account or your own wallet.
Built for the counter, not the back office.
Terminal and phone app
One app for Android payment terminals with built-in printers, and for any phone.
Printed and digital receipts
Numbered receipts print automatically. Customers can also get a link to a digital copy.
Daily close and reports
Sales by payment method, fees and totals for the day, ready to export for your accountant.
Several payment partners, one checkout
If one route is unavailable, your customer simply picks another. Every sale lands in the same ledger.
Software, not a bank.
CMS PAY provides checkout and point-of-sale software. Card payments are processed by licensed payment partners such as Stripe, and funds settle directly to the merchant's own account. CMS PAY never holds customer funds.
Ready to take payments with CMS PAY?
Tell us about your business and we'll get back to you.
hello@cmsxpay.com